Debunk common myths about Social Security

Social Security is one of the most popular government programs

In a recent Pew Research Center survey of US adults, 79% said Social Security benefits shouldn’t be reduced in any way. This view is broadly shared across ages, races, political affiliations, and income brackets.

Does Social Security contribute to the national debt?

Social Security operates through a trust fund built from payroll taxes. When costs outpace revenue, as they have since 2021, the program redeems Treasury bonds to cover the gap. To repay these bonds, the government often borrows more money, indirectly adding to the national debt and impacting fiscal policy.

Social Security's model assumes more people are paying than receiving, but that's no longer true

As more Baby Boomers start collecting Social Security for more years than the system anticipated—and, simultaneously, birth rates trend down—the Social Security system is feeling the squeeze. When fewer workers pay into Social Security, there's less money overall for retirees to collect. Learn more about what's next for Social Security in this video.

Consumers reported losing more than $126M to Social Security scams in 2023

This article includes tips on how to spot a Social Security scam, including information about what the real Social Security Administration will and will not do. For instance, the Social Security Administration will never threaten someone with benefits suspension or bank account seizure if they do not comply with a request.

Some politicians have argued that Social Security should be privatized

Specifically, some assert that diverting funds into self-directed retirement accounts should replace Social Security taxes and benefits to some extent in a privatized retirement savings system. This article details the pros and cons of privatizing Social Security.

Debunking myths about the American Revolution

The history of the American Revolution and the establishment of democracy are proudly taught in the US, but a number of incorrect details continue to be circulated. This article debunks some of the myths that persist in the public consciousness, like the idea that the war was solely driven by taxes or that Paul Revere was the only rider warning the rebels about the British.

The 1935 Social Security Act drew inspiration from European social insurance models

Many of these, such as German Chancellor Otto von Bismarck's 1889 retirement system, emerged decades before America adopted them. This article dives into the modern history of economic security and the key legislation that created Social Security.

Tax policy can have a direct impact on the national debt

Past presidents' changes to tax codes have inflated the deficit. An expert on the topic explains the interplay between policy and the national budget while debunking 10 tax-related myths in this podcast.

Watch a breakdown of tax breaks most Americans don't know about

Programs like healthcare savings accounts or flexible spending accounts are tax-free accounts that are designed to help lower healthcare costs. However, many Americans don't use them and don't understand how they work.

Both parties largely agree that America's immigration system is broken

This three‑part podcast series traces America's immigration system origins, revealing how historically celebrated Ellis Island-era policies evolved into today's fractured, fact‑starved debate—shedding light on economic, cultural, and political forces shaping the current dysfunction.

The myth of Santa Claus has partially caused a consumption-oriented holiday season

Yahoo pulled together a humorous collection of social media posts from people who seem to have forgotten that the holidays aren’t only about getting presents. The article is a sobering reminder to spend time with loved ones and show gratitude during the special season.

The IRS may look at your social media if you're being audited

While some people cheat on their taxes, others evade paying them altogether. This article details methods the Internal Revenue Service uses to catch these people in the act, such as scanning social media, computer data analysis, and whistleblowers.

On social media, satire is often mistaken for news

A 2018 study found that satire was often mistaken for legitimate fact, with stories from outlets like The Onion being shared widely without any understanding of their satirical intent. Likewise, the study found that media outlets often mislabeled satire as "fake news," a label that implies disinformation rather than social commentary.

Understanding why Republicans have challenged funding for the NSF

Lack of Congressional support in funding the National Science Foundation has often been justified by the party's interest in cutting federal deficits and reducing waste for seemingly frivolous research projects. However, an analysis of NSF grant data from 1992 to 2018 shows that awards were given to Democratic constituencies at disproportionately higher rates than to Republican ones, despite a lack of evidence of partisanship in proposal reviews. (Some readers may experience a paywall.)

A scientist debunks theories for why aliens might invade Earth

While TV and films offer common tropes for why aliens would invade Earth, many of those reasons aren't actually feasible. For example, a species with technology advanced enough to allow it to travel between planets likely doesn't need to enslave flawed humans to carry out its labor.

Hear about the debate over free public transportation

Free public transit boosts economic opportunity and social mobility and is better for the environment. So why do we charge for it? Opponents of free transit cite revenue losses threatening service quality and data showing that free fares don't translate into reduced car use.

Despite electric usage concerns, EV charging accounts for less than 1% of grid load

Other popular myths about EVs include battery failure concerns—failure rates are less than 1% on newer models—and that there are no places to charge cars, though both at-home outlets and more than 77,000 stations on the road are available.

Five mistakes experts see people make with 529 plans

In this podcast, financial experts review the top five mistakes investors make when it comes to this education investment vehicle. Some mistakes are true for all investments, such as periodically checking for new rules and regulations. Others focus on 529 plans and how to get the most out of them.

People with annuities (annuitants) tend to skew older, with most approaching retirement age

However, others also invest in an annuity contract when they come into a large sum of money, like an inheritance. There are lots of myths surrounding annuities, such as the idea that they're only for the wealthy.

Government shutdowns halt nonessential services and furlough federal workers

When Congress fails to pass a budget or stopgap funding, the government shuts down. This video explains which services stop, who is furloughed, and how shutdowns ripple through the economy and daily life.

Debunking myths about weight loss drugs

Business Insider delves into the research on GLP-1 to highlight the good and bad aspects other stories overlook. Few make it clear that GLP-1 drugs simply don’t work for many people. This deep dive raises a number of questions about the future of GLP-1 and how they will be used.

Debunking the myth of Dickinson's antisocial seclusion

It's true that the poet largely kept to herself in her late-30s, spending nearly all her time at her father's house, and when she did venture out into the world, she'd wear white, facts that led American history to label her a strange, antisocial recluse. But, as this essay shows, that image is not entirely true, evident in the many relationships she maintained through her letters.

There are stigmas attached to tattoos

Although tattoos are fairly common in the US, some taboos remain. A 2017 study in the Journal of Social Psychology found discrimination against tattoos is alive and well, and that even individuals with tattoos associate them with negative stereotypes.

Calculate how much of your tax dollars go to each federal program based on your income, filing status, and number of children

Are smart cities a dumb idea?

Smart cities require vast troves of data to run, making their systems attractive to hackers. Listen to this one hour podcast to learn about the risks and what is being done to mitigate them.

Springsteen says 'Born in the USA' is his 'most misunderstood' song

In 1984, Ronald Reagan was running for reelection and referenced Springsteen at a New Jersey event, saying, "America's future rests in the message of hope in the songs of a man so many young Americans admire — New Jersey's own, Bruce Springsteen." Days later, Springsteen would make his opposition to Reagan clear at a Pittsburgh show. Years later, he'd call the song "one of my greatest and most misunderstood pieces of music."

Discover the catastrophic consequences of a failure of the US electrical grid—something that is more likely than many Americans think.

Despite being favored by 87% of Americans, Congress does not have term limits.

The idea for the Federal Reserve was conceived in secret in 1910—with bankers donning duck hunt gear for disguise while traveling to a remote country club on Georgia's Jekyll Island

US consumers collectively owe more than $1T to credit card companies—almost as much as they owe in auto loans.

Mark Twain spent decades feuding with the US Postal Service, convinced its costs and regulations were bureaucratic overreach.

Up to a million Girl Scouts sell about 200 million cookie boxes every spring, generating $800 million, largely because refusing a child is frowned upon

Learn how to read a prospectus, the juicy document that any company must file with the SEC before going public.

Many legends about George Washington, including his supposed wooden teeth and the story of cutting down the cherry tree, lack evidence.

A 2019 Facebook event called on attendees to "Storm Area 51, They Can't Stop All of Us," resulting in countless memes, the creation of a music festival, and eventually the arrests of those who did try to approach the area.

Dozens of S&P 500 stocks, including Coca-Cola and Walmart—known as the dividend aristocrats—have increased dividends every year for 25 years

Gerrymandering works through two techniques: cracking opposing voters across districts to dilute their power, and packing them into a few to waste their votes in lopsided majorities.

Netflix profits when you're not watching, and its movies are designed that way—read a detail-rich critical essay exposing lesser-known Netflix takes

Play the role of a student in a game where you try to navigate college and remain debt-free, selecting different income levels, high school experience, race, ethnicity, and more.

How the most famous Ebola book, The Hot Zone, which sold 3.5 million copies and was translated into 30 languages, got aspects of the disease so wrong.

A researcher recently discovered an interview from 1967 between groundbreaking journalist Joan Didion and the Grateful Dead, years before the band became an institution.

See these 16 pieces of art evoking phobias of snakes, flying, spiders, and more. 

SpongeBob exemplifies Aristotle's philosophy for living well because he understands that happiness doesn't come from external factors like money, recognition, or power.

The use of fungi to detoxify land and water—a process known as mycoremediation—has been used to clean up natural resources affected by the 2025 California wildfires.

Researchers believe the brain consolidates memories, processes emotions, and plans for the future during dream states

Indefinite cloning of some endangered species may not sustain their longevity because cloning success rates decrease as genetic mutations accumulate.

Some coin denominations have ridges etched on their sides, partly to prevent counterfeiting, in a practice called 'reeding.'

See how Budweiser's famous Clydesdales spend their days at Warm Springs Ranch, where roughly 70 to 80 of the beer brand's giant horses can be found at any given time.

Shooting stars, or meteors, are fragments of asteroids and comets that burn up as they enter Earth's atmosphere, creating streaks in the sky called meteor showers.

The hormonal disorder PCOS was renamed PMOS in 2026, a move designed to improve care and research by shifting the focus to the hormonal causes of this condition that affects 1 in 8 women.