Business & Finance

The United States is home to more than 33 million businesses, the vast majority of which are small businesses, with millions being created (and others closing shop) every year. These businesses often rely on loans, provide the goods and services that keep the economy flowing, and sometimes even grow large enough to enter public markets or provide private investment opportunities. Explore key topics central to business and finance, from the role of the Federal Reserve to how initial public offerings work, how millions of American students finance higher education, and more.

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Private Credit, Short Selling, Buy Now Pay Later, Investment Banking,

1440 Findings

Hours of research by our editors, distilled into minutes of clarity.

  • Pinned

    Many airports have dedicated stores for luggage, despite most passengers having luggage with them already

    This podcast episode argues that airport luggage stores exist due, in part, to the security measures implemented after 9/11, creating capitve audiences of travelers. Some argue that airport luggage store shoppers coming from places where luggage is more expensive could be purchasing luggage in international airports. Specifically, the episode traces airport history from the very beginning to today's luggage store in your local Terminal B.

  • Federal Reserve

    The Federal Reserve is the central bank of the US

    No institution wields more power in US finance than the Federal Reserve—but opinion polls indicate that most Americans don't know what it does. Curious about the country's central bank? 1440's got your breakdown of how the Federal Reserve works.

  • Credit Cards

    Why Americans are drowning in credit card debt

    Americans owe more than $1T to credit card companies. And with rising interest rates that prevent cardholders from paying down debt (not to mention the rising cost of living), that number is likely to keep growing. A podcast episode explains how the US got here, and what policymakers and individuals can do about it.

  • National Debt

    Some economists argue the national debt is not a critical concern

    The US has the largest national debt and one of the highest debt-to-GDP ratios. These vitals have long been considered a sign of poor fiscal health, but economists are beginning to shift their attention to interest rates to evaluate national debt.

  • College Tuition

    See how the cost of college tuition has changed overtime

    Since the middle of the 20th century, higher education has been viewed as a stepping stone to well-paying professional careers for millions of Americans. But, it can be costly. As of 2024, annual tuition currently ranges from around $10K for an in-state, four-year public university to almost $40K for private institutions.

  • Initial Public Offerings

    An initial public offering is how a private company becomes public

    This milestone requires plenty of preparation, starting with the SEC's S-1 registration, revealing key details about the company's finances and strategy. Investment bankers set valuations, secure long-term investors, and finalize share pricing before the public launch. IPOs provide companies with significant capital, but also demand transparency and invite public scrutiny.

  • Wall Street

    The story of Wall Street's Charging Bull statue

    In New York City's Financial District, there's a bronze statue of a bull that attracts tourists from all over the world. But how did it get there, and what is it about the statue that makes people line up for photographs, day after day? Journalist PJ Vogt dives into the Charging Bull statue's origin story in a podcast episode (warning: some mature language).