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Good morning. It's Friday, Nov. 11. Thank you to all of our veterans, active military, and their families for your service and sacrifice—we hope everyone has a happy and safe Veterans Day. First time reading? Sign up here.


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Need To Know

Inflation (Slightly) Eases

US inflation rose 7.7% year-over-year in October, down from 8.2% in September and lower than the 7.9% analysts had expected. The figure, released in government data yesterday, represents the smallest 12-month increase since January. See data breakdown here and historical data in charts here


The decline in the consumer price index, a proxy for inflation that tracks the price of a basket of goods and services, is primarily driven by price decreases for used vehicles (-2.4%), apparel (-0.7%), and medical care (-0.6%). The core consumer price index, which removes volatile food and energy prices, rose 6.3% year-over-year in October, compared to 6.6% year-over-year in September. 


The inflation rate, however, remains above the Federal Reserve's 2% target (see 101). Analysts expect the Fed to likely opt for a smaller 0.50% increase in interest rates next month to continue to curb inflation. 


US stock markets rose the most since 2020 on the news (S&P 500 +5.5%, Dow +3.7%, Nasdaq +7.4%).


40 Years of Remembrance 

Sunday will mark the 40th anniversary of the dedication of the Vietnam Veterans Memorial. More than 58,000 names of every US service member who died or went missing in the Vietnam War have been read this week leading up to a Veterans Day Observance at the memorial today.


The wall, consisting of two 200-foot-long sections of black granite listing the names in chronological order, was designed by then-21-year-old Yale student Maya Lin and cost $8.4M to construct. More than 5 million people each year visit the wall, making it one of the most visited memorials on the National Mall. See some of the items that have been left at the wall.


Today, the country honors those who served and are serving in military. Veterans Day became an official federal holiday in 1938, marking the recognized end of World War I on the eleventh hour of the 11th day of the 11th month. 


Watch Veterans Day ceremonies at Arlington National Cemetery here.


In-Utero Breakthrough

Doctors have successfully prevented the symptoms of a rare genetic childhood disease via treatments delivered while the child was still in the womb, a first-of-its-kind achievement that raises the potential for new in-utero therapies for deadly conditions.


Pompe disease arises from a genetic mutation that prevents the body from properly breaking down glycogen, a sugar used for energy (see 101), resulting in weak heart and skeletal muscles. Most infants begin receiving treatments immediately after birth but suffer irreversible and often fatal organ damage during fetal development. 


The patient, now a toddler named Ayla—who had two siblings die from the disease—began receiving infusions of the needed enzyme at 24 weeks via injections into her mother's umbilical vein. Doctors say Ayla will require regular infusions throughout her life, but otherwise shows no signs of the disease. 


Doctors say the approach may be used to treat other deadly inherited diseases, including alpha thalassemia, which can cause severe anemia and death in infants. 

In partnership with SmartAsset

Demystifying Retirement


Withdrawing from your investments in the right order could help save you years-worth of income in unnecessary taxes. The wrong order could potentially eat into your retirement nest egg. It's time to take control of your retirement plans with these 5 tips from SmartAsset.


The tax implications can be significant. A financial advisor can help you strategize a tax-optimized withdrawal sequence for you. SmartAsset’s no-cost tool simplifies the time-consuming process of finding a financial advisor. In just a few minutes, you can match with up to 3 vetted financial advisors serving your area. Advisors are rigorously screened through a proprietary due diligence process and legally bound to work in your best interest.


Work to enhance your financial future with the 5 best ways to withdraw from retirement accounts. Learn more.

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In The Know

Sports, Entertainment, & Culture

In partnership with Our Place

> DC attorney general files lawsuit against NFL and Washington Commanders owner Daniel Snyder for allegedly withholding knowledge of toxic work environment investigation (More)

> More than 150 pieces of art owned by late Microsoft cofounder Paul Allen sell at auction for $1.6B, breaking the record for most expensive art collection ever sold (More)

> Oscar-winning filmmaker Paul Haggis found liable on all three counts of 2013 rape and sexual assault in New York civil trial (More)

From our partners: Cook smarter, shop smarter. Our Place is having its biggest sale ever for this year's Black Friday Sale. It's the cookware brand that's been helping our families sit down to eat with the smartest kitchen tools, game-changing cookware, and handmade porcelain tableware. Save on everything you need, like the 1440 team's very favorite Always Pan, down from $145 to $95. You haven't felt "no stick" until you've cooked an egg or a stir-fry over the Always Pan ... but it doesn't stop there: ovenware, cast iron, tableware, carafes; old products, new products; you name it. Save 30% off cookware, 25% off all tableware, and 30%+ off bestsellers for this massive sale today.


Science & Technology

> NASA begins inspections of its Artemis 1 rocket, which will attempt to launch Wednesday afternoon (More)

> Astronomers spot rare medium-sized black hole after an intense radiation burst as it consumed a star; galaxy is located 850 million light-years away (More) | What are tidal disruption events? (More, via YouTube)

> Neuroscientists pinpoint brain circuits in mice that regulate prosocial and selfish behaviors; connections lie across regions associated with emotional responses and complex planning (More)

💥 Have you signed up for 1440's Knowledge Hub email? Every day we come across dozens of fascinating podcasts, videos, visualizations, and more which don't make it into the daily digest. Get a wrap-up of our favorites every week, delivered to your inbox every Sunday. Sign up for the Knowledge Hub email here.


In the meantime, do you ever wonder how the human nervous system works? Learn more about wonderful world of neurons here.


Business & Markets

> Elon Musk tells Twitter employees to prepare for “arduous” times ahead in company communication, informs workers they must return to the office; additional executives announce departure from the company (More)

> Average US 30-year mortgage rates drop from 7.2% to 6.6% after inflation data released; rate still up over 100% from start of the year (More)

> E-cigarette maker Juul Labs secures financing deal to avoid bankruptcy, will cut 30% of workforce (More)


Politics & World Affairs

> Midterm Senate races in Arizona and Nevada remain too close to call, with officials working through mail-in ballots; incumbent Mark Kelly (D) leads by five points in Arizona with 71% of the vote counted, challenger Adam Laxalt (R) leads by 1.8 points in Nevada with 83% of the vote counter (More) | See up-to-date results (More)

> Ukrainian forces advance to the perimeter of Kherson following Russian retreat; strategic southern port city had been occupied by Russia since March (More) | See updates on the war (More)

> Hurricane Nicole makes landfall in Florida, weakens to tropical storm; at least two people killed, more than 300,000 without power (More) | See drone footage of damage near Daytona Beach (More)



> The Changing Face of US Veterans

Pew | Katherine Schaeffer. The US honors the roughly 19 million veterans alive today, with just over 200,000 having served in World War II. See a demographic breakdown of US veterans. (Read)


> War Stories

NYT | Staff. (2018) Family members recount stories of relatives who fought in the First World War. (Read)

> Collapse of a Crypto Billionaire

CoinDesk | David Morris. Not long ago, Sam Bankman-Fried was known by some as the JP Morgan of cryptocurrency. This week, his fortunes evaporated overnight. (Read)


> The Most Interesting Fruit in the World

Freakonomics | Stephen Dubner. (Podcast) Just a century ago, bananas were unheard of in the US—but now they are the country's most popular fruit. (Listen)

Fiduciary Cost Revealed


In partnership with SmartAsset

Most people don't seek professional financial advice because it sounds, well, expensive. But according to a Fidelity Study, financial advice can add between 1.5% and 4% to account growth over extended periods.¹


Ready to work toward financial freedom? Fiduciary advisors have a legal obligation to work in your best interest and the fees are often less than most people think. To simplify your search, SmartAsset developed a free, five-minute tool to match you with up to 3 vetted financial advisors serving your area. See your matches today.


1. “Why Work With A Financial Advisor?”, Fidelity (11/1/2021). The projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of your future results. Please follow the below link to see the methodologies employed in the Fidelity study.

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The history of the Tomb of the Unknown Soldier.


A military historian breaks down World War II myths.


Divers recover a chunk of the space shuttle Challenger


The year's best illustrated children's books.


Otherworldly photos of English forests


Analysis reveals the age of peak life satisfaction.


Mapping the global electricity deficit


Mapping where you can legally own a raccoon


Clickbait: New Zealand fishermen get a giant shark surprise (w/video).


Historybook: Nat Turner is hanged after organizing slave rebellion (1831); Armistice signed by Germany and Allies, ending World War I (1918); Armistice Day, now known as Veterans Day, observed for first time in the US (1919); Demi Moore born (1962);  Leonardo DiCaprio born (1974).

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- Elmer Davis

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